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Defined Benefits

Pension funds, though often rich, are vulnerable since they are sometimes viewed as a ready source of cash in a merger, acquisition, or reorganization. Because of this vulnerability, pension plans require more careful planning and management than ever before.

We can help you develop and deliver a defined benefit plan linked to your business and human resource strategies.

Our defined benefit services include:

Strategic consulting

We design and implement all forms of qualified and non-qualified defined benefit plans. We will guide you through a strategic consulting process that considers financial objectives, employee needs, competitive plans, and income replacement objectives. Our highly sophisticated financial impact modeling provides us with a precision instrument that can fine-tune various alternatives. The result produces a "blueprint" for plan design that meets all your criteria.

Also, please see Other Consulting.

A range of actuarial services
Comprehensive communication
State-of-the-art administration


A range of Actuarial Services

The success of any defined benefit plan relies largely on the actuarial work that goes into its design. We offer a full range of actuarial services that enables us to create a functional plan.

These services include:

Providing funding calculations
Projecting cost implications and analyzing financing alternatives
Determining actuarial valuations of post-retirement health and welfare benefit programs.

Also, please see Pensions.


Defined Contributions

We can improve your existing plan or design, implement, and communicate a new qualified or non-qualified plan to help your organization attract and retain quality employees while meeting your bottom-line business objectives.

Our defined contribution services include:

Retirement consulting
Innovative plan design
Record keeping and administration
Customized communication

Also, please see Pensions.


Retirement Consulting

We examine the retirement needs of all your employee groups - non-union, union, salaried, hourly, and highly compensated - to ensure that your plan meets everyone's requirements.

Whether you are adding a new defined contribution plan, replacing a defined benefit plan, merging with another organization, or just need assistance with your existing plan, we can provide you with the strategic consulting you need to make informed decisions about this important benefit.

Also, please see Pensions.